Ideally a club has a bunch of guys who run their own law/accounting/consulting firms who have a fuck-ton of cash and time to spend on rugby

Reality suggests otherwise.
I'm in the fortunate position of mostly being WFH, in a job that I have a long and fairly unique experience. It helps that I've minimised the number of meetings I'm required to attend
Not everyone on my Committee has this freedom, and that's true of a lot of people in Subbies land. They fit rugby in where they can and the increased cost-of-living pressures and Saturday work etc make it difficult.
I've got one offspring finishing Uni this year, and another finishing their HSC. The long-suffering Mrs Pfitzy gets her Long Service middle of next year.
I've never had a Euro summer holiday, so is it finally my turn?